Updated: 10:35 EST

John Lewis makes pledge to unjabbed staff

A string of retailers including Ikea, Morrisons, Next and Ocado have introduced policies which limit sick pay for unjabbed employees who have to self-isolate. In a blog post, John Lewis group operations director Andrew Murphy told staff - whom it calls partners - across its department stores and Waitrose grocers: 'We just don't believe it's right to create a link between a partner's vaccination status and the pay they receive.'

Vodafone held talks late last year with Asian conglomerate CK Hutchison, owner of Three UK, about buying its rival.

LV customer gets £450 renewal quote, then finds SAME policy for £310

When Richard Ansell (pictured) received notification two weeks ago of his new car insurance premium for the year ahead, he was shocked - a 15 per cent increase despite a nine-year no-claims record. Although he had set up his long-standing policy with LV General Insurance to renew automatically - and the insurer categorically told him the price he was getting was the same as a new customer would pay as required by new City regulations - 72-year-old Richard had a sixth sense.

Has the great rotation begun? That's the phrase given to the idea that investors will switch out of the shares of high-tech companies, and back into the solid corporations.





MIDAS SHARE TIPS: Hargreaves Services turns in a 5% yield

Prospects are bright and the stock should rise. Hargreaves now has three divisions - land regeneration, trading and recycling, and industrial services. All three are performing well and growth is expected to accelerate over the next five to ten years. Reassuringly too, Christopher Mills, a veteran investor with a history of picking winners, owns 28.5 per cent of the shares, while Banham owns a further 8.2 per cent, so is clearly incentivised to deliver returns. At £4.00, the shares are a buy.

Shareholders needing to find some cash as tax and credit card bills loom may choose to reduce their holdings. Others should keep the faith.

A Royal treasure but will you be coining it in with new 50p?

On February 6, the Queen marks 70 years as Monarch following the death of her father King George VI. She was officially crowned the following year on June 2. Already, special coins are being promoted by Royal Mint to mark the historic occasion. Next month, a new set of 50-pence pieces will be put into circulation while Royal anniversary gold sovereigns will also be released in limited numbers.

Financial Conduct Authority gets tough on high-risk cryptocurrency adverts

We have been warning for months of the dangers of some of the adverts, which can lead investors to take on more risk than they realise. The number of UK consumers holding cryptocurrencies rose last year to 2.3million, outpacing understanding of how these assets work. Adverts for cryptocurrencies will be treated in the same way as other financial promotions, the watchdog now says. This will remedy the contradiction whereby adverts for regulated financial products faced tighter rules than high-risk, unregulated cryptocurrencies. The FCA also revealed it is looking into replacing the banal 'your capital is at risk' warning on adverts with wording that is more effective.

Industry sources say AstraZeneca is closing in on a contract with the Government to buy significant supplies of its drug Evusheld.

Taylor Wimpey, Barratt Developments, Bellway, Persimmon and Berkeley Group are all worth less than they were a year ago.

It considers itself a steady eddie, delivering a respectable income and capital return through thick and thin.

The League One football club, which is owned by the fans, wants to raise money to repay a bridging loan for the development of its stadium.



Steven Bartlett interview: This is Money podcast

Steven Bartlett is the latest star of Dragons' Den - and we recently caught up with him for a special bonus This is Money podcast episode. In this frank interview with This is Money's Simon Lambert, Steven tells us his story, the challenges he's faced in his business life, how he got ahead and his tips for anyone else wanting to start a business.

Bentley powers to an eco-friendly future with new Flying Spur Hybrid

Bentley's Flying Spur Hybrid is a petrol-electric plug-in hybrid that marks an important early step in the car-maker's drive towards electrification.- and a fully electric line-up within the decade. Costing around £170,000, the Flying Spur Hybrid is powered by a 2.9-litre V6 petrol engine combined with an advanced electric motor to deliver a total of 544 horsepower.

What age is best to start inheritance tax planning?

People in their 70s or 80s have often put off thinking about it or were reluctant to give money away to their children when they were younger, but by then there is not much time left, explains Osbornes Law. Gifts are subject to the well-known rule that you have to survive seven years before they become tax free, and if you are wealthy enough to set up a trust you can pass on far more by doing this in your 50s or 60s.

MPs accuse the DWP of showing 'litte interest' in helping women suddenly receiving large backpayments with the knock-on effects, like cuts to benefits or financial assistance with care bills.

How can we ease the pain of energy bills rocketing 50% in April?

If you're anything like me, energy bills will feel like a painful monthly expense and one that you really aren't looking forward to rising by £54. Nonetheless, like me, many This is Money readers will be able to grudgingly stomach the hike and feel it as just another part of the current cost of living squeeze. Others, however, will be among the millions of people for whom this is going to be a real problem and may have to choose between heating and eating.

Row over All Saints ownership revealed in court documents

Court documents show Stanford contacted private equity fund Lion Capital in August 2021 in a letter, claiming 'rightful ownership' of 62 per cent of the shares. Stanford, who co-founded Karen Millen and was All Saints chairman until a decade ago, bought All Saints in 2005. He was declared bankrupt by HM Revenue & Customs in February 2019. Lion Capital, which brought All Saints for £105million in 2011, has rejected his claim.

City sources said the owner of upmarket PetLab - Chris Masanto - is working with adviser Raymond James on a 'strategic review', which could lead to a sale.

Chairman Anita Frew has begun drawing up a list of successors for East, who has led the most prestigious name in British engineering since 2015.

Ben van Beurden (pictured) said it was 'deeply troubling' that the oil giant was being singled out for the way the world uses energy.

In the US, the Nasdaq has fallen 10 per cent since the start of the year. And there were big pre-weekend falls on Europe's exchanges.

Bitcoin has dipped below $40k as investors dumped cryptocurrencies amid a wider tech selloff as investors prepare for an interest rate hike.

Ministers bowed to pressure after protests from green groups and ordinary citizens, who claimed the mine would wreak environmental destruction.

The lender, which is owned by BC Partners and Pollen Street Capital, has also started discussions with other investors about possibly taking a stake.

Britishvolt's facility in Blyth, Northumberland, will create 3,000 UK jobs and build the fuel cells needed for 300,000 electric car batteries.

Matthew Chamberlain will step down from the City institution at the end of April to run an obscure crypto-currency startup.

Hermann Hauser said that Arm could list as a standalone company with some of its largest customers taking stakes.

Figures from the Office for National Statistics have shown that the volume of retail purchases fell 3.7 per cent last month compared to a 1.4 per cent rise in November.

The former boss of Lloyds Bank had a weekend of sporting fun in July, when he should have been at home isolating due to travel restrictions.

The company's trading update in November saw it hike its adjusted underlying earnings guidance for 2021 to between £73million and £79million following a market-beating recovery.

The estate-agent owned website, which is looking to disrupt Rightmove's dominance, also forecast to make a profit in both the half and full-year, instead of just breakeven as it said in October.

Microsoft is predicted to report income for the period of around $17.5billion and revenues of about $50.9billion.

The AIM-listed firm, which earlier this month rebuffed a takeover approach from deputy chairman and tech tycoon Vin Murria, first uncovered accounting irregularities in 2019.

Lottery savings accounts: Yorkshire BS launch Make Me a Saver

Yorkshire Building Society has launched a new regular savings account offering savers the chance to win one of ten £1,500 cash prizes each month. Regular saver accounts enable savers to save a fixed amount every month, albeit typically with a minimum or maximum limit on how much can be deposited each time. The Make Me a Saver account pays 1% interest and allows customers to deposit up to £150 per month whilst allowing instant access to their savings without penalty.

DIY traders line up to copy this scientist's portfolio on eToro

Oxford-based scientist Heloïse Greeff is one of the investors who have embraced a lucrative opportunity on offer from the Covid-19 DIY investing boom. More than 21,000 home traders with a combined total of more than $5million in assets have opted to copy her portfolio since 2019.

Big name US growth stocks have suffered falls, but is this a changing of the guard and why is the shift in central bank thinking seen to benefit value not growth?

Energy firms send in debt collectors... to homes that owe nothing 

Power firms are unleashing heavy-handed debt collectors over bills that have often been issued in error. Customers of one firm have had unexpected demands after the supplier sold debts to a third party. The debt-purchasing company is represented by a law firm which two watchdogs have received complaints about.

WhatsApp scam sees crooks pose as children to target parents for cash

Santander reported a 532% surge in 'mum and dad' or 'friend in need' scams - where fraudsters impersonate their victims' loved ones - between August and November last year. Ex-headmistress Elizabeth Baker (pictured, left, with partner Hugh) - came close to losing more than £500 after a scammer pretended to be her daughter. Meanwhile a conman tricked the father of Cally Beaton (pictured, right) out of £1,800.

Should olders savers receive automatic appointments with Pension Wise?

Too many people are confused by pensions and at risk of scams, and need more help in the run-up to retirement, according to MPs. They call on the Government to 'end their timidity' and trial automatic appointments with free guidance service Pension Wise, claiming current plans to 'nudge' people into it will not be enough. MPs also suggest investigating the 'decoupling' of the 25% tax-free lump sum from the rest of a pension pot - potentially allowing people take that cash and leave the other 75% in their work schemes for longer.

Should I pay to fill gaps in my state pension record?

I've been on the Government gateway site for a few years now, to check my state pension. I have a few years that say 'you didn't pay enough National Insurance this year, we are checking to see if this year will qualify' but this message never changes. Why? And will they check? Our agony uncle Steve Webb explains when it might be worth filling gaps in your National Insurance record.

Freetrade users will be able to buy German stocks after the DIY investment platform struck a deal to directly access the German stock exchange to keep costs low.

First-time buyers and families stretching their budgets to upsize are likely to be hit as banks rein back on the size of loans they are willing to hand out.

Rightmove: Housing market off to record start in 2022

Rightmove recorded a surge in sellers looking to come to market at the start of the new year, which could mean more supply and less frenzied competition for buyers. Data from the property website showed January kicked off with a 44 per cent jump in valuation requests from the same time last year. It also showed a 15 per cent increase from last year in the number of buyers inquiring about homes. Prices have soared throughout the pandemic and the continuing shortage of available properties has pushed prices even higher. Estate agents on average have only 12 homes to sell, a record low, according to Rightmove.

Happy tenants often make for a happy landlord and this checklist of legal obligations and best practice can help rentals be a success.

The lender is said to be considering a change in the way it calculates the size of mortgage a household can borrow, in light of skyrocketing cost of living.

Is it the end of the bull run in the US and what should investors do?

There has been choppy trading in US equities since the start of the year. Concerns over inflation and how the Fed responds is likely to loom large in investors' minds. We take a look at what's going on and what investors can do.

In addition, the organisation is seeking to put stronger controls on advertisements promoting more precarious investments with more clear and informative risk warnings.

Ford unveils its new Mondeo but it will only be sold in CHINA

Ford has taken the covers off the new Mondeo at its China Design Centre in Shanghai on Monday. Mondeo has been sold in China since 2002, almost a decade after it hit UK showrooms and five years after it was famously used as a campaign tool by Tony Blair and New Labour to secure swing voters in its landslide victory to take power in 1997. Bosses describe the next-generation car as a 'sporty coupe-style sedan brimming with technology and showcasing Ford's bold new design language for China'. The new model comes as the manufacturer prepares to kill-off the long-running saloon from UK and European showrooms from March.

After a major drop in car insurance prices at the start of 2021, prices have been on an upward trend - adding to the cost of living pressures facing many households.

Of all the driver retraining courses attended last year, 86 per cent were speed awareness sessions offered to those motorists who have been caught exceeding a limit.

How to get your finances sorted at 40: This is Money podcast

Turning 40 is a milestone birthday - and perhaps the one that gets people thinking most about where they are at in life. But what do you need to think about in terms of your finances, from pensions, to property, investing and saving? This special birthday podcast looks at people's financial life around 40 - and includes plenty of tips relevant to those who are much younger or older. Plus we look back at what economic life was like 40 years ago.

Best stocks & shares Isas: Pick the right DIY investment platform

Choosing the right DIY platform is crucial but a wealth of choice and a variety of charges can leave investors scratching their heads. We pick some of the best. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever.

We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year

Following months of historic lows, mortgage rates are starting to edge up for many borrowers following a rise in the Bank of England's base rate.

If you are interested in buying shares or know more about unearthing good companies and valuing them, read our guide to share investing.

Buy-to-let lost some of its spark in recent years but that might be about to change as new tax cuts and low mortgage rates have caused landlords to flock back to the market.

Premium Bonds Winners

Prize Area Value of bond
£1,000,000 Hertfordshire £12,000
£1,000,000 Lancashire £5,000
£100,000 Northamptonshire £1,250
£100,000 Surrey £2,000
£100,000 London £5,000
£100,000 West Midlands £450
£100,000 Leeds £5,000
£100,000 Cambridgeshire £40,000
More January 2022 winners
View list of January 2022 winners


Tourist rates

Currency Rate Buy now
Updated 23 Jan 2022.
Euro 1.169 Buy Now
US Dollar 1.3245 Buy Now
Australian Dollar 1.834 Buy Now
Barbados Dollar 2.549 Buy Now
Brazilian Real 4.893 Buy Now
Bulgarian Lev 2.232 Buy Now
Canadian Dollar 1.643 Buy Now
Chinese Yuan 8.699 Buy Now
Croatian Kuna 8.71 Buy Now
Czech Koruna 28.18 Buy Now
Danish Krone 8.581 Buy Now
Hong Kong Dollar 10.21 Buy Now
Hungarian Forint 413.6 Buy Now
Icelandic Króna 163.2 Buy Now
Indian Rupee 87.48 Buy Now
Indonesian Rupiah 17996.0 Buy Now
Israeli New Shekel 4.025 Buy Now
Jamaican Dollar 163.1 Buy Now
Japanese Yen 149.7 Buy Now
Jordanian Dinar 0.9005 Buy Now
Kenyan Shilling 145.7 Buy Now
Malaysian Ringgit 5.36 Buy Now
Mexican Peso 26.68 Buy Now
New Taiwan Dollar 34.2 Buy Now
New Turkish Lire 17.23 Buy Now
New Zealand Dollar 1.953 Buy Now
Norwegian Krone 11.65 Buy Now
Polish Zloty 5.216 Buy Now
Romanian New Leu 5.647 Buy Now
Russian Rouble 75.14 Buy Now
Singapore Dollar 1.765 Buy Now
South African Rand 19.94 Buy Now
South Korean Won 1513.0 Buy Now
Sterling 1.0 Buy Now
Swedish Krona 12.09 Buy Now
Swiss Franc 1.197 Buy Now
Thai Baht 42.84 Buy Now
UAE Dirham 4.818 Buy Now
Vietnamese Dong 27664.0 Buy Now